حل (RegTek+) للاستيعاب واعرف عميلك ومكافحة غسيل الأموال
حل كامل لإدارة دورة حياة العميل واعرف عميلك ومكافحة غسيل الأموال (في مكان العمل والبرمجيات كخدمة) يبسّط كل عمليات امتثالك اليومية، من الاستيعاب إلى قبول العميل، ومراقبة المعاملات وفرزها، واكتشاف الأنشطة المشبوهة وإدارة التحقيقات
المستقبل هو RegTek+
أتمِت عملية التحقق من الهوية وجمع البيانات (على سبيل المثال ملف التعريف الاقتصادي والمستندات) من خلال بوابة العميل المخصصة الخاصة بك للأفراد والكيانات المؤسسية.
سرّع عملية الامتثال لمكافحة غسيل الأموال مع تقييم المخاطر التلقائي والتحقق الإلكتروني من الهوية والتحقق من الأشخاص المكشوفون سياسيًا والعقوبات للعملاء الجدد والقائمين وعلى أساس مستمر.
نراقب المعاملات في الوقت الحقيقي ونفرزها، ونراقب ما بعد المعاملة لاكتشاف انحرافات الاحتيال وغسيل الأموال، باستخدام محرك قواعد ونماذج تنبؤية من تعلم الآلة.
بيانات وقرارات في الوقت الحقيقي. لقد بنينا تكنولوجيا قوية للجيل القادم لمكافحة غسيل الأموال تعرقل التفكير التقليدي المتعلق بإدارة الملف التعريفي للامتثال في مرحلة الاستيعاب وربط مستودعات بيانات متعددة ومراقبة المعاملات وفزرها.
إدارة دورة حياة العميل (الاستيعاب واعرف عميلك)
منصة RegTek+
استيعاب قريب من الوقت الحقيقي يوفر وقتًا لمسؤولي الامتثال لديك لخلق تجربة سلسة لعملائك، بالقضاء على الحالات الإيجابية الكاذبة باستخدام قواعد بيانات مكافحة الأموال العالمية.
- تحديد معاملات متعددة الولايات القضائية والمنظمين.
- أدر مجموعات تنظيمية متعددة من خلال نفس مثيل مكافحة غسيل الأموال.
- Automatic AML Risk Evaluations & Flexible Risk Assessment.
- Mitigation Action Monitoring.
- Whitelabel Client portal with Video conference embedded.
- Help you Onboard Legal Entities & Individuals.
- Face Liveness Detection & Peer-to-Peer Video technology.
- Verify the authenticity of identity documents.
- Extract information automatically from identification docs.
- Biometric Authentication through Face Matching.
- AML Screening - PEP, Sanctions and Watchlists.
- Access to company data from 100 corporate registers .
- Rest API driven solution; Onboards a customer in 30 seconds.
Risk Assessment
RegTek+ Platform
An Advanced risk scoring and assessment tool that evaluates AML risk based on parameterised risk factors.
- Multijurisdiction & Multi Regulator parameterisation.
- Manage several Regulation groups within the same AML instance.
- Set up weight allocation on risk parameters.
- Qualitative and quantitative criteria used for risk scoring.
- Customisable risk factors which include country risk, delivery channel risk, product/service risk, customer risk.
- Set up your own Risk Evaluation Levels (Low, Low-Medium, Medium, Medium-High, High, Extremely High).
- Set up dynamic criteria parameters which automatically assess clients as high risk (e.g. PEP, High Risk Country parameters).
AML Transaction Monitoring
RegTek+ Platform
Accurately identify behavioural changes in client transactions, and receive in-depth alerts showcasing possible money-laundering scenarios while taking into account all parties involved.
- Higher catch rates and fewer false positives.
- State-of-the-art machine learning.
- Detect suspicious activity, both individually and compared to a peer group.
- Real-Time Monitoring.
- Configurable Rule Engine.
- Use Machine Learning Predictive Models.
- Integrated Case Management.
- Flexible API Integration.
Transaction Screening
RegTek+ Platform
Enables you to perform screening against a sanctions list database and detect risk in beneficiaries, senders and other data elements within the payment messaging.
- Reduces false positives with state-of-the-art machine learning.
- Seamless API integration.
- Parse payment messages such as SWIFT, SEPA and ISO20022 before screening them.
- Enables you to configure your workflows to map to your own internal processes.
- Minimises the need for human tuning and intervention.
- Local Blacklist & Whitelist Management.
- Flexible Case Management.
PEPs, Sanctions, Adverse Media Monitoring
iKYC Platform
Powered by global databases, this offers a dynamic risk identification of politically exposed persons, real-time monitoring of comprehensive sanctions data, and enhances the workflow of compliance screening with a plethora of negative news while minimising false positives.
- Access Watchlists through web portal (iKYC.eu) or Rest API.
- All the Global Watchlists in one comprehensive resource.
- Real Time Checking against Sanctions lists, PEP lists and Negative news.
- Daily updates of Watchlists.
- Minimise your risk with our comprehensive high-risk data sets.
- Connectors to several major Data Providers.
Digital Identity Verification & Screening
iKYC Platform
Your One-Stop Identity Verification Resource.
More and more companies are required to know the true identities of their customers before conducting business with them. With iKYC, you can deploy independent reference data in a fast, low friction and affordable way to instantly verify the identities of customers, partners, or counterparties, no matter the person’s country of origin.
- International Digital Identity Verification (e.g. Governmental databases, Utility lists).
- Video KYC Interview (automatic or through your agent).
- Electronic Document Verification.
- Liveness detection Selfie.
- Facial Biometric Authentication.
- Know Your Business - Single Connector to 100 Corporate Registrars.
- Sanctions, PEP and Adverse Media Screening.
- Fraud Risk Analysis.
Why RegTek+
- All in one AML & KYC vendor.
- Automated Know your Business.
- Global KYC Compliance via hundreds of Data sources.
- Centralized Compliance and Case repository.
- Seamless onboarding and ongoing monitoring.
- Regulatory Rules Engine.
- Peace of mind for you with true compliance.
- Highly configurable API.
- Quick Implementation.
- Easy parameterization, risk -based approach.
Client Stories
XM Trading Point
XM is an established international forex broker firm and a true industry leader. XM chose iSPIRAL to address its compliance obligations and at the same time maximizing productivity.
